PROPERTY

Extra Contractual Obligations Exclusion Endorsement Clause

admin
21/04/2018
PROPERTY
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Extra Contractual Obligations Exclusion Endorsement Clause
Notwithstanding anything contained in the Policy to the Contrary, it is hereby noted and agreed that this Policy does not provide cover in respect of extra-contractual obligations howsoever arising, such extra contractual obligations being defined as any award made by court of competent jurisdiction against an insurer, which award is not within the coverage granted by any insurance contract made between the parties in dispute.

Subject otherwise to the terms and conditions of the Policy.

 
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Expediting Expense Clause

admin
21/04/2018
PROPERTY
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Expediting Expense Clause
In the event of loss or damage to the Property Insured or any part thereof the cost of any repair replacement or rectification admitted under this Policy shall include the additional cost 25% above the normal cost or overtime weekend and shift working bonus payment plant hire charges express delivery (including airfreight) and the like necessarily and reasonable incurred in expediting such repair replacement or rectification but excluding any such cost solely to expedite have been obtained had no such loss or damage occurred.

 
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Employees Personal Effects Clause

admin
21/04/2018
PROPERTY
Comments

Employees Personal Effects Clause
The indemnity granted by this Policy extends to include clothing and/or personal effects of the employees of the Insured for an amount not exceeding Rp 500,000 in respect of any one employee and for an amount not exceeding in the aggregate Rp 10,000,000.

 

Klausul Barang Milik Karyawan
Ganti rugi yang dijamin oleh Polis ini diperluas meliputi pakaian dan/atau barang-barang milik pribadi pegawai dari Tertanggung sampai suatu jumlah tidak melebihi RP. 500.000,- untuk setiap orang pegawai dan jumlah secara keseluruhannya tidak melebihi Rp. 10.000.000.

 
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Electronic Data Recognition Clause EDRC “A”

admin
21/04/2018
PROPERTY
Comments

Electronic Data Recognition Clause EDRC “A”
This insurance does not cover any loss, damage, cost, claim or expense, whether preventative remedial or otherwise, directly or indirectly arising out of or relating to:

  • The calculation, comparison, differentiation, sequencing or processing of data involving the date change to the year 2000, or any other date change including leap year calculations, by any computer system, hardware program or software and/or any microchip, integrated circuit or similar device in computer equipment or non-computer equipment, whether the property of the insured or not, or
  • Any change, alteration, or modification involving the date change to the year 2000 or any other date change including leap year calculations, to any such computer system hardware, program or software and/or any microchip, integrated circuit or similar device in computer equipment or non-computer equipment, whether the property of the insured or not.

This clause applies regardless of any other cause or event that contributes concurrently or in any sequence to the loss damage, cost, claim or expense.

 
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Designation Clause

admin
21/04/2018
PROPERTY
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Designation Clause
For the purpose of determining, where necessary, the defining of any property insured hereby the Insurer agrees to accept the designation under which such property as been entered in the Insured’s books.

 

Klausul Penunjukkan
Untuk menentukan, dimana perlu, definisi harta benda yang dipertanggungkan di sini, Penanggung setuju untuk menerima, nama yang digunakan Tertanggung untuk mencatat harta benda tersebut dalam bukunya.

 
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Cyber Risk Exclusion Clause

admin
21/04/2018
PROPERTY
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Cyber Risk Exclusion Clause
This agreement does not apply to, and specifically excludes losses of any kind directly or indirectly caused by, arising from, or consisting of, in whole or in part:

  1. the use or misuse of the internet or similar facility;
  2. any electronic transmission of data or other information;
  3. any computer virus or similar problem;
  4. the use or misuse of any internet address, website or similar facility;
  5. any data or other information posted on website or similar facility;
  6. any loss of data or damage to any computer system, including but not limited to hardware or software (unless such loss or damage is caused by an earthquake, a fire, a flood, or a storm);
  7. the functioning or malfunctioning of the internet or similar facility, or of any internet address, website or similar facility (unless such loss or damage is caused by an earthquake, a fire, a flood, or a storm); or
  8. any infringement, whether intentional or unintentional, of any intellectual property rights (including but not limited to trademark copyright or patent)

 
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Customer’s Goods Clause

admin
20/04/2018
PROPERTY
Comments

Customer’s Goods Clause
It is hereby agreed that this Policy is extended to cover loss of or damaged to customer’s goods caused by peril hereby insured.
The Insurer’s liability under this Clause and the Policy shall in no case exceed the sum insured thereby.


Klausul Barang Milik Pelanggan
Dengan ini disetujui bahwa Polis ini diperluas menjamin kerugian atas atau kerusakan pada barang milik konsumen yang disebabkan oleh risiko yang dijamin.
Tanggung jawab Penanggung pada Klausul dan Polis ini dalam hal apapun tidak melebihi harga pertanggungan.

 
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Cost of Re-Writing Record and Claims Preparation

admin
20/04/2018
PROPERTY
Comments

Cost of Re-Writing Record and Claims Preparation
On costs and expenses necessarily and reasonably incurred by the Insured following loss or damage to the property insured to reconstruct and recompile records (but not for the value to the insured of the information contained therein).To extract and compile information required by the Company from the Insured’s own records for the purpose of preparing a claim under the Policy but excluding legal, investigation and research fees/ expenses incurred for the purpose of contesting any issue over the Company’s liability under the policy .Provided always that no amount shall be recoverable under this endorsement if subsequent to the in occurrence of any expenses, the Company shall deny liability for any claim in respect of which the expenses have been incurred (with or without the consent of the Company).

 
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Cost Re-Erection Clause

admin
20/04/2018
PROPERTY
Comments

Cost Re-Erection Clause
The insurance by this Policy extends to cover the cost of re-erecting, fitting and fixing machinery or plant destroyed or damaged by fire or by any other peril hereby insured against providing always that the liability of the Insurer shall not exceed the sum insured of such machinery or plant under this Policy.


Klausul Biaya Instalasi
Jaminan asuransi di bawah Polis ini diperluas untuk menjamin biaya-biaya pemasangan kembali, merapikan dan menyetel mesin-mesin serta pabrik yang hancur atau rusak karena kebakaran atau karena bahaya lain yang dijamin oleh Polis, dengan syarat tanggung jawab Penanggung dibawah Polis ini tidak melebih jumlah pertanggungan atas mesin atau pabrik tersebut.

 
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