Cyber Liability Exclusion Clause
Property damaged covered under this Agreement shall mean physical damage to the substance of property.
Physical damage to the substance of property shall not include damage to data or software, in particular any detrimental change in data, software or computer programs that is caused by a deletion, a corruption or a deformation of the original structure, and any business interruption losses resulting from such loss or damage. Notwithstanding this exclusion, loss or damage to data or software which is the direct consequence of insured physical damage to the substance of property shall be covered.
Consequently, the following are excluded from this agreement:
- Loss of or damage to data or software, in particular any detrimental change in data, software or computer programs that is caused by a deletion, corruption a deformation of the original structure, and any business interruption losses resulting from such loss or damage. Notwithstanding this exclusion, loss or damage to data or software which is the direct consequence of insured physical damage to the substance of property shall be covered.
- Loss or damage resulting from an impairment in the function, availability range of use, or accessibility of data, software or computer programs, and any business interruption losses resulting from such loss or damage.
All other terms and conditions remain unaltered.
